|
Tailoring
an insurance plan based upon the many factors that make up
your life and your family is what we do best.
When it
comes to buying insurance, there are many choices and
decisions. As independent agents, we work with many national
insurance companies to provide insurance protection that best
suits your needs. Because an independent agent does not
represent and work for only one company, we are in a position
to better advise and serve you, the customer, by offering many
alternatives. While many insurance companies offer similar
products and coverages, each company is unique with respect to
their own options, pricing, and many other variables. An
independent agent's job is to know what those variables and
options might be, advise you, and help you get the best
coverage for your specific needs and budget.
We are
committed to our clients, taking pride in our personal service
and attention to even the smallest detail. In the event of a
claim, we're here to assist you every step of the way.
Our
company partners include some of the world's most respected
insurance names including Fireman’s Fund, Chubb & Son, PURE
High Net Worth, AIG Private Client, Encompass, Mercury,
Metlife, Travelers, and Progressive. Furthermore, we bring
access to the largest excess and surplus lines carriers, such
as Lexington, Chubb Custom, Fireman’s Fund Prestige,
Scottsdale, and Lloyd’s of London.
At
Kahn-Carlin, we understand the issues associated with
protecting automobiles, high valued homes, valuable articles,
watercraft, and personal financial security. Our risk
management approach includes a thorough review of our clients’
existing coverages and completion of a detailed comparison of
limits, policy features, and exclusions. Any recommendations
for changes are only made after meeting with our clients to
ensure an understanding of the coverages and the total cost of
risk.
Homeowner’s Insurance
Since Hurricane Andrew, homeowners insurance has changed
drastically in South Florida. We have been able to obtain a
number of insurance companies willing to provide coverage
subject to certain guidelines. Age of dwelling, upgrades on
plumbing, electrical system and roof as well as mitigation
factors such as hurricane code shutters and/or windows will
aid in obtaining a reputable insurance company. These factors
will also assist in lowering your annual premium since as a
home owner, you demonstrate a financial commitment to protect
your house from severe devastation.
Valuable Articles Insurance
Most homeowner’s policies contain special limits on certain
items such as jewelry, furs, antiques, silverware, wine, and
many other collectibles. There are many advantages to
insuring valuable personal property on a scheduled basis.
Coverage for any scheduled property will actually broaden the
perils under any policy as well as eliminate the policy
deductible at time of loss.
Automobile Insurance
Our agency offers many affordable packages of liability and
physical damage insurance for Florida automobile
owners. Your policy will be custom-tailored to
include the limits and deductible options to fit your specific
needs. We specialize in insuring high valued vehicles.
Personal Umbrella Insurance
Accidents happen, this is why people have insurance. If you
aren’t protected by a personal umbrella policy, you could be
putting your financial assets and future earnings at risk.
This low-cost policy is designed to protect you and your
family against a catastrophic lawsuit or judgment. Coverage
is flexible with limits ranging from $1 million to $10
million, depending on what best fits your personal needs.
No Obligation
Quote
For a "no-obligation" quotation with one of our many national
insurance carriers, please click on
kmontiel@kahn-carlin.com.
Our dedication to provide superior
service to our clients speaks for itself as many of our
customers have been partners with us for many years.
Please contact us to quote your personal coverage and allow us to be
your partner for all of your insurance needs.
|
